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We are a Nationwide Hard Money Lender for Real Estate

Services and
options for every situation

  • Fix and Flip Loans – Short-term funding to purchase, rehab, and resell for maximum profit.
  • Long and Short Term Rental Loans – 30-year buy-and-hold options with competitive rates.
  • Commercial Loans – Expand into larger projects with our tailored financing.
  • New Construction and Land Acquisition Loans – Build your next new projects with confidence.
  • Purchase and Cash Out Refinancing – Unlock equity from existing properties to grow your portfolio.
  • Gap Funding
  • Proof of Funds Letter
  • Real Estate Collateral DNA Report
  • Financial  Consulting and Services
Richard Rhoads, owner of Star Rich Funding, private and hard money lender specializing in real estate investment loans nationwide.
Owner of Lending Company

Purchase and Cash Out Refinancing

Long and Short Term Rental Loans

Cash-out refinance DSCR loan through Star Rich Funding allowing real estate investors to pull equity from rental properties using debt service coverage ratio qualification.
Short-term bridge loan financing through Star Rich Funding for real estate investors needing fast capital to acquire, refinance, or stabilize investment properties nationwide.

Construction Loans

Ground-up new construction loan funding for real estate investors and developers nationwide
Workers constructing a house framework, showcasing interior carpentry and building process. with are funding

Commercial Loans

Self-storage loan financing for real estate investors purchasing or refinancing storage unit facilities
Commercial real estate loan financing through Star Rich Funding for investors and business owners seeking flexible funding for office, retail, mixed-use, and multifamily properties nationwide.

Fix and Flip Loans

Rehab work financing for real estate investors renovating residential and investment properties
Fix and flip loan financing for real estate investors renovating residential investment property

Gap Funding

Gap funding loans for real estate investors providing short-term capital to bridge financing gaps on investment properties

Fast Lending

Why Us

Every investor, whether brand new or experienced shares one challenge: access to funding. Many miss ’profitable deals simply because they believe the saying. "It takes money to make money." While there's truth to that, the real key is learning how to leverage other people's money. With the right funding, you can move quickly and close more deals.

We have solutions to move your investment forward without the delays of traditional banks. We specialize in providing private hard money loans and work alongside some of the most successful investors in the country, many completing 50+ transactions each year. We guide our clients through every step of the process. From getting properties under contract to securing funding and closing the deal, we provide the knowledge, resources, and support you need to succeed.

Reach Out to Us

At Star Rich Funding, we specialize in providing fast reliable and flexible financing for real estate investors across the United States. Whether you’re looking to fund a fix-and-flip project, purchase rental properties, refinance an investment, or secure long-term financing. 

  • Nationwide Lending – We serve investors in all 50 states.
  • Fast Closings – Close in days, not months. Perfect for competitive markets.
  • Flexible Loan Programs – Short-term and long-term options to fit your strategy.
  • No Red Tape – We look at the deal, not your credit score.
  • Investor-Focused Expertise – We understand real estate because we work with investors every day.

The Star Rich Advantage

With years of experience in real estate investing and lending, we know how crucial speed, flexibility, and trust are in this business. Our mission is simple: to provide real estate investors with capital when and where they need it—so they never miss a terrific opportunity.

Get Started Today

 

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