Apartment complex funding for multifamily real estate investors providing flexible financing for acquisition and refinance
Apartment Complex

Star Rich Funding is a Real Estate Private Hard Money Lending Company

At Star Rich Funding, we believe every real estate investor deserves fast, dependable, and transparent access to capital. Whether you’re a seasoned pro scaling your portfolio or a first-time investor stepping into your first deal, our mission is simple: to deliver funding that keeps your momentum moving forward. With decades of combined experience, nationwide reach, and a result-driven approach, we’ve become the trusted partner investors call when they need certainty, speed, and a lender who utterly understands the business.

 

Our mission is to empower real estate investors with flexible, dependable, and strategic financing—so they can build, scale, and succeed with confidence.
We’re committed to providing fast approvals, transparent terms, and solutions tailored to each investor’s goals, no matter the size or complexity of the deal.

 

Speed & Efficiency

We move quickly so you never miss a profitable opportunity.

Transparency

No hidden fees, no guesswork—just clear, honest lending.

Flexibility

Every deal is different. Our loan programs adapt to you, not the other way around.

Investor-Focused Service

Your goals drive our process. We succeed when you succeed.

Integrity

We work with professionalism and respect—on every call, every deal, every time.

 

 

Our Story

For years, I worked in the restaurant industry—long days, long nights, with a relentless work ethic that taught me discipline, leadership, and the importance of serving others. But I knew I wanted a path that offered more freedom, more opportunity, and a future I could build on.

About ten years ago, I made the decision to step into real estate. I partnered with my friend Ray, a real estate agent, and together we bought a tax lien property at auction. We took on the rehab ourselves, managed the project start to finish, and sold it for a strong profit. That first deal wasn’t just a win, it was a turning point.

Since then, I’ve gained years of firsthand experience completing multiple fix-and-flips, building rental portfolios, evaluating deals, managing contractors, and understanding what truly makes an investment profitable. Real estate became more than a business—it became a passion and a profession.

Along the way, I realized something critical: many investors have the drive but lack the funding or guidance to take the next step. That’s why I founded Star Rich Investments Inc.

Today, I combine real-world investing experience with professional lending ability to help both first-time and seasoned investors succeed. Whether you need fast capital, deal insight, or a trusted partner who genuinely understands the investing journey, I’m here to ensure you have the resources and support to build long-term wealth.

Services we offer to close your next loan
Are team closing a loan
A diverse group of professionals engaged in a collaborative office meeting, sharing ideas and discussing loan projects.
Loan services

Our Vision

At Star Rich Funding, our vision is to be the premier private hard money lending partner for real estate investors, providing the capital and confidence needed to turn opportunities into success. We are committed to delivering fast, flexible, and reliable funding solutions that empower our clients to scale their businesses and build long-term wealth.

Case Studies

Case Study #1 — From Tax Lien to Full Profit

Property Type: Tax Lien Rehab
Location: California
Challenge: Investor needed fast capital and guidance on a unique property with title complexities.
Solution: Star Rich Investments provided funding support, deal evaluation, and step-by-step recommendations.

Case Study #2 — First-Time Investor Buys a Cash-Flowing Rental

Property Type: Single-Family Rental
Location: Phoenix, AZ
Challenge: First-time investor needed financing with simple terms and a quick close.
Solution: DSCR rental loan with fast approval and minimal documentation.

Case Study #3 — Experienced Flipper Expands Portfolio

Property Type: Fix-and-Flip
Location: Jacksonville FL.
Challenge: Investor needed dependable funding during a competitive market.
Solution: Same-day term sheet, clear lending structure, and a high-LTV fix-and-flip loan.

Richard Rhoads, owner of Star Rich Funding, private and hard money lender specializing in real estate investment loans nationwide.
Richard Rhoads

Founder & CEO
of Star Rich Funding

Michael Barker, Loan Officer and Account Executive, specializing in loan analysis for real estate investment financing at Star Rich Funding.
Michael Baker

Loan officer and Account Executive Loan analysis

Art Puente, Tax Consultant and Financial Services professional, supporting real estate investors with strategic tax planning at Star Rich Funding.
Art Puente

Tax consult and financial services

What Makes Us Different

We collaborate with top investors nationwide. To Get the real estate loan they need. A considerable number of these investors complete more than 50 transactions annually. Due to the 100s of hours in the investment world. We pass the knowledge on to our clients by helping them with anything they need to get their real estate deals under contract through the lending process and give help where they need it from start to close the deal.

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