Effective Date: November 1,2025

This Policy (the “Policy”) governs the manner in which Star Rich Investments Group Inc., owner of Star Rich Funding, respects your privacy and complies with any applicable laws and regulations regarding any personal information we may collect about you, including across our website https://starrichfunding.net/, and other sites we own and operate. This includes our privacy policy.

Personal information is any information about you which can be used to identify you. This includes information about you as a person (such as name, address, and date of birth), your devices, and even information about how you use a website or online services.

In the event our site contains links to third-party sites and services, please be aware that those sites and services have their own privacy policies. After following a link to any third-party content, you should read their privacy policies information about how they collect and use personal information. This Privacy Policy does not apply to any of your activities after you leave our site.

Please familiarize yourself with our privacy policy before providing any personal information.

1. Information We Collect

Understanding Our Privacy Policy and Its Importance for Your Data Protection

Importance of Our Privacy Policy in Protecting Your Data

Star Rich Funding is committed to safeguarding the privacy of our users. We collect the following types of information to provide our services, operate our business, and comply with applicable laws:

Personal Information:

This includes information that directly identifies you, such as your name, email address, phone numbers, and financial details provided through loan applications or other forms

Non-Personal Information:

Technical data, such as IP addresses, browser types, and usage information, is collected through cookies, analytics, and other tracking technologies to improve our website and services.

Sensitive Information:

This includes financial data, credit history, and other details necessary for evaluating loan applications. Such information is collected and stored with advanced encryption to ensure confidentiality.

Legitimate Reasons for Processing Your Personal Information

We only collect and use your personal information when we have a legitimate reason for doing so. In which instance, we only collect personal information that is reasonably necessary to provide our services to you.

Collection and Use of Information

We may collect personal information from you do any of the following on our website

Use a mobile device or web browser to access our content

When you mention us on social media

We may collect, hold use and disclose information for the following purposes, and personal information will not be further processed in a manner that is incompatible with these purposes

2. How We Use Your Information

We use your information strictly in compliance with applicable laws for the following purposes:

Service Delivery: To process loan applications, verify eligibility, and communicate updates.
SMS Notifications: To send updates regarding loan statuses, payment reminders, or promotional offers with your consent.
Improvement of Services: To conduct analytics and enhance user experience.
Compliance: To meet legal, regulatory, and contractual obligations.
Marketing Communications: To send promotional material only if you have provided explicit consent, with the option to unsubscribe at any time.

We will not use your information for any purposes not disclosed in this Policy without your express consent.

3. Consent to SMS Communications

We comply with the Telephone Consumer Protection Act (TCPA) and other applicable laws governing SMS communications. SMS messages are only sent to individuals who have provided explicit, verifiable consent via:

Verbal Consent: Clearly documented acknowledgment of your agreement to receive SMS communications.
Website Forms: Opt-in checkboxes with clear disclosures.
Paper Forms: Written consent with explicit language for SMS communications.
Inbound Text Messages: When you text us first, we will confirm your agreement before further communication.
Mobile QR Codes: Scanning QR codes will direct you to a webpage with an opt-in form outlining SMS terms and conditions.

All consent records are securely stored for verification and compliance purposes.

4. Opt-Out Rights and Messaging Frequency

You may opt out of SMS communications at any time. Opt-out methods include:

Replying STOP: Reply “STOP” to any SMS you receive. You will receive confirmation of you opt-out request.
Contacting Us Directly: Email or call us to request removal from SMS lists.

SMS communications are limited to no more than five messages per week unless otherwise authorized. Each message will:

Identify “Star Rich Funding” as the sender.
Include disclaimers such as: “Message and data rates may apply. Reply STOP to opt out or HELP for assistance.”
Provide access to customer support via HELP commands.

Failure to opt out will be interpreted as continued consent.

5. Data Security and Protection

We employ robust administrative, technical, and physical safeguards to protect your information, including:

Encryption: All sensitive data is encrypted during transmission and at rest.
Access Controls: Only authorized personnel with legitimate business needs may access your information.
Monitoring: Continuous system monitoring and regular vulnerability assessments.
Incident Response: Notifications to affected individuals and authorities in the event of a data breach.

We disclaim liability for unauthorized access resulting from user negligence (e.g., sharing passwords).

6. Sharing and Disclosure of Information

We do not sell, rent, or share your personal information for commercial purposes without your consent. However, we may disclose information under these circumstances:

Service Providers: Trusted third-party vendors assisting with SMS delivery, payment processing, or analytics under confidentiality agreements.
Legal Compliance: Disclosure required by subpoenas, court orders, or regulatory obligations.
Business Transactions: In the event of a merger, acquisition, or sale, your information may be transferred under the terms of this Policy.

Aggregated, anonymized data may be disclosed for research or analysis purposes.

7. Mobile Information Policy

Star Rich Fundingl, Frequency may vary. Message & Data Rates May Apply. Reply STOP to opt out of further messaging or reply HELP for more information. View our terms and privacy policy at our website: https://starrichfunding.net/privacy-policy/
Mobile information will not be shared, sold, or conveyed to third parties for marketing/promotional purposes.

8. Updates to This Policy

This Policy may be updated at any time. Changes take effect immediately upon publication on our website. Material changes will be communicated to users with active accounts or SMS subscriptions. Continued use of our services after updates constitutes acceptance of the revised terms.

9. Governing Law

This Policy is governed by the laws of the State of California, without regard to conflict of law provisions. Disputes arising from this Policy will be resolved exclusively in California courts.

10. Contact Us

For questions, concerns, or requests regarding this Policy, contact us:

Star Rich Investment Group Inc.
Phone: (805) 209-9988
Email: starrichinvestments@gmail.com
Website: www.starrichfunding.net

Your use of our services confirms your acknowledgment of an agreement to this Privacy Policy