Purchase, Refinance, and Cash-Out Refinance

Cash-out refinance DSCR loan through Star Rich Funding allowing real estate investors to pull equity from rental properties using debt service coverage ratio qualification.
As the owner of Star Rich Funding, we focus on helping real estate investors secure rental and DSCR financing while lending nationwide, which aligns directly with this positioning.

Bridge Loans and DSCR Loans: Flexible Solutions with Cash-Out Options At Star Rich Funding, we provide tailored financing solutions to help investors achieve their goals. Whether you are seizing new opportunities or maximizing your portfolio’s potential, we have you covered with competitive interest rates and cash-out options: •Bridge Loans: Short-term financing for fix-and-flip projects or quick acquisitions. With fast approvals and cash-out refinancing, you can unlock equity from your property to reinvest and keep deals moving. •DSCR Loans (Debt Service Coverage Ratio): Designed for rental property investors, DSCR loans offer lower interest rates, longer terms, and the ability to access equity through cash-out refinancing. Focused on your property’s income, these loans help you grow your portfolio while maintaining cash flow. Take control of your investments and let your equity work for you! Contact us today to explore your financing options and secure funding that works for your strategy!

DSCR Loan

  • 30Years
  • Single Family
  • Condos
  • Townhouse
  • 2-4 Unit Properties

No Income Verification Requires

  • Up to 80% LTV
  • 30-Years Fixed or ARM Options
  • Close in as little as 10 Days
  • Nationwide Lending
  • For 1-8 Units Rentals, Airbnb, or Multi-Family Properties

Bridge Loans

  • Up to 12 to 24 Months
  • Single Family
  • Condos
  • 2-4 Unit Properties
  • Townhomes

At Star Rich Funding., we provide flexible financing solutions designed specifically for real estate investors. Whether you’re purchasing a new investment property, refinancing an existing loan, or leveraging equity through a cash-out refinance, our programs are built for speed, simplicity, and results. We offer nationwide lending with customized options to match your investment strategy.

Purchase Loans

Securing the right financing is critical when acquiring an investment property. Our purchase loan programs provide fast approvals and flexible terms for non-owner-occupied real estate, including rental properties, multi-family units, and fix-and-flip opportunities.

Key Benefits:

  • Fast funding to secure competitive deals

  • Flexible short- and long-term loan options

  • Nationwide lending availability

Our streamlined process helps investors close quickly and scale their portfolios with confidence.

Refinance Loans

Refinancing allows investors to improve loan terms and increase long-term profitability. By replacing your existing mortgage with a new loan, you may secure better rates, extend repayment terms, and improve monthly cash flow.

Why Refinance?

  • Lower interest rates and improved terms

  • Reduced monthly payments

  • Increased property cash flow

Our refinance programs are designed to help investors stabilize and optimize their real estate holdings.

Cash-Out Refinance

A cash-out refinance allows you to unlock the equity in your property and convert it into usable capital. This option is ideal for investors looking to fund renovations, acquire additional properties, or consolidate higher-interest debt.

Common Uses:

  • Property improvements and value-add renovations

  • Expansion of your investment portfolio

  • Debt consolidation or liquidity access

With a simplified approval process, you can access equity quickly and put your capital to work where it matters most.

Why Work With Us

We specialize in investor-focused lending and understand the need for fast, flexible funding. Our team provides tailored loan solutions backed by efficient underwriting and reliable closings.

What You Can Expect:

  • Quick approvals and fast closings

  • Flexible loan structures

  • Short-term and long-term programs

  • Nationwide service

Whether you’re purchasing, refinancing, or accessing equity, we provide the financing solutions you need to grow your real estate portfolio with confidence.

Get Started Today

At Star Rich Funding, our goal is to make financing simple and effective so you can focus on what matters most, growing your real estate portfolio. Contact us today to learn more about our purchase loans, refinance options, and cash-out refinance programs.

 

📞 Call us at (805) 209-9988 or toll-free at (805) 437-9488
📧 Email: starrichinvestments@gmail.com
Let us help you unlock the full potential of your investments.

Get a Free Quote

City State Zip
Non Owner Occupied Single Units Condos Townhomes
DSCR 30 Years Bridge 12 to 36 months
If applicable
How many deals have done in the past 24 months
Any additional information you my have to close the loan